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Keiana Gunn
HOA Assistant
(805) 439-2547 ext. 14

116 Monterey Street, Santa Cruz, CA 95060

$4,588,000
  • 116 Monterey Street, Santa Cruz, CA 95060 Main Photo

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New to the Market Active
BEDS4 BATHS4 full SQUARE FEET2,586 MLS#ML82047237
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLOther

Listing Courtesy of: Christie's International Real Estate Sereno
Agency Phone: (831) 460-1100
Associate Name: Craig Springbett
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Listing Shown by: Farrell Smyth, Inc.
Associate Name: Keiana Gunn


Property Description

Some homes simply have an address; this one has a vantage point. From the moment you step inside 116 Monterey Street, a coastal panorama unfolds: Loma Prieta stands sentinel to the east, the iconic Santa Cruz Boardwalk and Wharf shimmer below, and the Monterey Bay Marine Sanctuary stretches to the horizon. This Mediterranean masterpiece was entirely reimagined in 2007 by the current owners, ensuring every detail was overseen with an owners eye for perfection. They meticulously preserved the vintage character, designing a high-end modern residence around that historic core.From the structural integrity to the lush,professional landscaping, every inch of this property has been built, lived in, and maintained to an immaculate standard.Situated just steps from West Cliff Drive and the Cowells Beach stairs, this residence caters to an active lifestyle centered around the ocean. The chef's kitchen, anchored by a Wolf range and a generous island, makes entertaining effortless. Evenings end in a private coastal oasis featuring an 8-person outdoor hot tub and a convenient outdoor shower, the essential finish to a morning surf session.The permitted 1bed/1 bath ADU sits atop a 2-car mechanic's garage and offers a proven income of $30-40k annually with a rare, grandfathered TOT-tax history.

116 Monterey Street | MLS# ML82047237

This single family home located at 116 Monterey Street, Santa Cruz, CA 95060 is currently listed for sale with an asking price of $4,588,000. This property was built in 1952 and has 4 bedrooms and 4 full baths with 2586 sq. ft. Monterey Street is located within the Other school district. Search Santa Cruz real estate on annettemullen.farrellsmyth.com today.

Property Features

Property Type: Residential - Single Family
Cooling: None
Garage: 2
Heating: Central
Home Style: Mediterranean
Lot Size: 0.17 Acres
Roof Type: Tile
Stories: 2.0
Year Built: 1952

Feature Descriptions

Days on Site: 4
Fireplace: Living Room
Flooring: Tile, Wood
Parcel#: 00424413000
Parking: Covered, Off Street
Parking Notes: Covered, Off Street
Pool: Above Ground
Spa: Above Ground
Spa: Yes
Special View Info: Bay, City Lights, Hills, Mountain(s), Ocean
Water: Public

Local Schools

School District: Other

Listed By / Shown By

Listed By

Agency Name: Christie's International Real Estate Sereno
Agent Name: Craig Springbett
Agency Phone: (831) 460-1100

Shown By

Agent Name: Keiana Gunn
Agent Phone: (805) 439-2547 ext. 14
Agency Title: Farrell Smyth, Inc.

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Estimate Your Payment

Estimated Payment

$ 11,549.07 per month $10,210.90 Principal & Interest $0.00 Property Tax (data not provided by mls) $1,338.17 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/23/2026. The listing information on this page last changed on 05/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/23/2026 12:33:28 PM EST) or CRMLS (last updated Sat 05/23/2026 12:20:47 PM EST). Real estate listings held by brokerage firms other than Farrell Smyth, Inc. may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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