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Annette Mullen, DRE#00935034, REALTOR®
(805) 440-6620

390 Panay, Morro Bay, CA 93442

$859,000
  • 390 Panay, Morro Bay, CA 93442 Main Photo

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New to the Market Active
BEDS3 BATHS2 full SQUARE FEET1,584 MLS#SC26047012
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONNorth Morro Bay (820) SCHOOLSan Luis Coastal Unified

Listing Courtesy of: Century 21 Masters
Agency Phone: 805-541-1921
Associate Name: Tim Riley
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Listing Shown by: Farrell Smyth, Inc.
Associate Name: Annette Mullen, DRE#00935034, REALTOR®


Property Description

North Morro Bay Sanctuary: Ocean Views & Modern Comfort! Welcome to your private coastal retreat in North Morro Bay. This immaculate 3-bedroom, 2-bathroom home captures the relaxed Central Coast lifestyle, offering ocean and hillside views just minutes from the beach. Inside, you'll find a beautifully remodeled kitchen complete with Quartzite countertops, custom cabinetry, and stainless steel appliances. Newer luxury vinyl flooring and fresh carpeting run throughout the living spaces, and the attic has been converted to provide additional interior space. Ideally situated for peace and quiet, the property sits back from the road to provide a serene setting while maintaining quick access to Highway 1. Spend your evenings unwinding with sunsets that paint the sky or enjoying the cool coastal fog. The low-maintenance yard is designed for ease, leaving you plenty of time to explore Morro Bays dog beach, downtown, and nearby Cayucos. Whether youre looking for a weekend getaway or a permanent seaside sanctuary, this home offers the best of coastal living in a truly tranquil package.

390 Panay | MLS# SC26047012

This single family home located at 390 Panay, Morro Bay, CA 93442 is currently listed for sale with an asking price of $859,000. This property was built in 1970 and has 3 bedrooms and 2 full baths with 1584 sq. ft. Panay is located in the North Morro Bay (820) subdivision within the San Luis Coastal Unified school district. Search North Morro Bay (820) real estate on annettemullen.farrellsmyth.com today.

Property Features

Property Type: Residential - Single Family
Cooling: None
Garage: 2 car attached
Heating: Forced Air
Lot Size: 0.06 Acres
Stories: 2.0
Year Built: 1970

Amenities

Quartz Counters
Walk-In Closet(s)

Feature Descriptions

Community Features: Biking, Hiking
Fireplace: None
Flooring: Carpet
Laundry: In Garage
Lot: Street Level
Parcel#: 065052031
Parking: Door-Single, Garage
Parking Notes: Door-Single, Garage
Patio/Porch: Patio
Sewer: Public Sewer
Special View Info: Hills, Ocean, Peek-A-Boo
Units: 1
Water: Public
Window: Double Pane Windows

Local Schools

School District: San Luis Coastal Unified

Listed By / Shown By

Listed By

Agency Name: Century 21 Masters
Agency Phone: 805-541-1921
Agent Name: Tim Riley

agent picture

Shown By

Agent Name: Annette Mullen, DRE#00935034, REALTOR®
Agent Phone: (805) 440-6620
Agency Title: Farrell Smyth, Inc.

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Estimate Your Payment

Estimated Payment

$ 2,162.30 per month $1,911.76 Principal & Interest $0.00 Property Tax (data not provided by mls) $250.54 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/05/2026. The listing information on this page last changed on 03/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/05/2026 12:07:19 AM EST) or CRMLS (last updated Thu 03/05/2026 12:02:21 AM EST). Real estate listings held by brokerage firms other than Farrell Smyth, Inc. may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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